Rent vs Buy Calculator
Real Estate ToolsCompare the long-term costs of renting versus buying a home, including mortgage payments, down payment, maintenance, rent escalation, and property appreciation to make an informed decision.
Compare Rent vs Buy
Enter details for both buying and renting scenarios to compare total costs
Buying Costs
Renting Costs
Key Comparison Factors
Buying: Mortgage, down payment, taxes, insurance, maintenance, appreciation
Renting: Rent payments, escalation, security deposit
Time Value: Holding period affects total costs
Why Comprehensive Analysis Matters
Includes all costs and benefits
Accounts for appreciation: Buying benefit over time
Rent escalation: Increasing rental costs
Market adaptable: Works for any location
Decision support: Clear cost comparison
Decision Factors
Financial situation: Down payment availability
Time horizon: How long you plan to stay
Market conditions: Appreciation and rent trends
Lifestyle preferences: Ownership vs flexibility